Let an AI agent touch Stripe without letting it move money
Refunds, payouts, and disputes are irreversible the moment they fire. Cap the amounts, gate the approvals, and close the raw-API back door.
For: Finance and RevOps teams giving an agent access to payments
Payment actions are the rare agent write with no undo. A refund is money out the door; a dispute submission is a decision you can't recall; a payout goes where it goes. An agent that drafts a customer email is low-stakes — an agent that can call the refund tool is not.
The controls gate money movement at ingress. gate-money-movement-refund-cap caps refund and payment amounts and denies anything above the ceiling unless the caller is in the finance group. require-human-approval-dispute-submit keeps the agent from consummating a dispute on its own. role-gate-writes-billing restricts billing writes to authorized identities, and deny-escape-hatches-api-write blocks the raw pass-through tool that would otherwise let an agent route around every per-tool rule. On the way back, redact-pii-egress-customer masks customer PII in responses.
The posture is simple to state: the agent can read, reconcile, and draft, but it cannot move money past a threshold or bypass the controls to try.
Policies in this guide
Stripe Refund Group Gate and Amount Cap
Denies Stripe refund tool calls — money out, irreversible — unless the caller's IdP groups include finance or billing-admin.
Human-Only Stripe Dispute Submission
Strips the irreversible submit flag from Stripe update dispute tool calls.
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Deny Stripe API-Write Escape Hatch
Denies the stripe api write meta-tool — the single raw passthrough on the official Stripe MCP server that can execute any Stripe POST, PATCH, PUT, or DELETE…
Read-Only Stripe by Default (Role-Gate Billing Writes)
Establishes a read-only-by-default Stripe posture over the MCP path. The named write and destructive billing tools —
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Stripe: Redact Customer PII from Bulk Reads
Masks customer PII in the responses of Stripe's bulk PII egress channels before they reach the agent.